Save Money

With Enterprise Momentum, our first priority is to save you money. The increase in benefits costs are nearly twice the rate of inflation. And we know that it goes beyond simply finding the insurance carrier with the lowest premium. It's about identifying ways to limit absenteeism and long-term health costs, and finding ways to increase productivity. We take a strategic approach that will outline what your options are today to make sure that you are saving money in the long run and not limiting future growth opportunities for your organization. This starts by clearly outlining your objectives, assessing existing services to ensure you are maximizing their potential, and offering the services that you need.

Enterprise Momentum will help you gain more for your budgeted benefit dollar while maintaining a healthy and productive workforce.

We don't just help you obtain the best rates, we provide you with all the services you need to move forward successfully.

As an Enterprise Momentum client, your Mercer team will employ the following proven processes, strategies and tools to help ensure that you stay on budget:

  • Your Mercer Team
  • Gain More Insight Reports
  • MedForecast™
  • Mercer's Benchmarking and Profiling Report
  • Carrier Negotiations and Procurement
  • Consumerism and Health Management Expertise
  • Consumerism Readiness Assessment
  • Carrier Services Audit

Your Mercer Team

Your Mercer Team - All of the cost control tools and strategies in the world are worthless without the dedication of well trained, experienced and knowledgeable consultants. Our lead consultants average 15 years of experience in their local markets. They are drawn to Mercer by our depth of resources, unmatched community of benefit professionals, dedication to a team environment and their own natural inclination to serve the best clients in the world.

It is common practice for our colleagues through a variety of tools and forums to share their experiences throughout the country, creating a community of professionals that is truly special in our industry. This unique combination of local knowledge and global thought leadership makes Mercer the obvious choice for small and mid-sized employers seeking "world class" expertise.

Gain More Insight Reports

Gain More Insight Reports - The first step in cost control is to make sure that your current plan offerings, costs, utilization statistics, eligibility guidelines, contribution strategies and enrollment procedures are consistent with your overall goals and budget. Using detailed checklists and our industry-leading Mercer Employee Benefits Survey, along with your team's strong local knowledge, we will show you how your plans compare to peer companies and offer suggestions for improvement. We will also review the latest employee benefit trends and help you evaluate their appropriateness for your organization.

  • Gain More Insight Strategic Planning Session (Benchmark Profile Report, Consumerism Readiness Assessment, Consumerism Discussion Guide)
  • Gain More Insight Pre-Renewal Meeting
  • Gain More Insight Stewardship Meeting

MedForecast Long Term Planning Session

MedForecast - Mercer's popular MedForecast™ tool provides a framework for quickly estimating your specific cost trends and the potential value of both basic and advanced program changes to your total health expenditures. The tool allows for the creation of "what-if" scenarios based on multiple actions/changes across eight areas, or the impact of no interventions at all. MedForecast provides the background for a balanced discussionabout potential changes and outcomes to your health benefits programs over the next one to five years.

Medforcast Screenshot

Mercer's Benchmarking and Profiling Report

Mercer's Benchmarking and Profiling Report - Our National Survey of Employer-Sponsored Health plans is the largest and most comprehensive annual survey of its kind. Gathered from organizations of all sizes across the country, data are used to analyze cost, enrollment and benefit trends in health care. Using the survey data, Mercer is able to provide its clients with customized reports that profile responses by geographic region, industry or even for specific company peer groups to assure you maintain competitiveness while at the same time offering the most cost effective plan possible.

Carrier Negotiations and Procurement

Carrier Negotiations and Procurement - Changing insurance carriers is never easy, but sometimes it is unavoidable. Fortunately, as an Enterprise Momentum customer, you will have access to national, regional and local insurance carriers, many of whom count Mercer as a leading provider of brokerage and consulting services in the industry.

As the largest benefits broker in the world, Mercer enjoys unequaled access, market leverage and knowledge of carrier offerings and pricing methodologies. Our standardized procurement process helps ensure that your information is viewed in the best possible light and that transition issues such as ongoing claims and contractual provisions don't "fall through the cracks." And our commitment to transparency guarantees that you will know exactly what your options are at all times.

Consumerism and Health Management Expertise

Consumerism and Health Management Expertise - Consumerism and Health Management are key "buzzwords" used by many brokerage and consulting firms. However, Mercer is unique in that we have dedicated national Consumerism and Health and Productivity Management practices. Your Mercer team has access to these dedicated practitioners (and their case studies).

Having implemented over 500 Consumer Directed Health Plans and countless wellness initiatives, the Mercer team is uniquely qualified to guide you through the opportunities and challenges presented by these initiatives. Rather than promote the "flavor of the month" we'll find what is right for your organization long-term, and we'll help you implement it.

At Mercer we view "consumerism" as a whole range of strategies that engage individuals to become more informed and involved in their health care and make healthier lifestyle choices. With Mercer's help, you can favorably affect cost drivers, not just price, and enhance the productivity of your work force.

Consumerism Readiness Assessment

Consumerism Readiness Assessment - Is your organization ready to implement a High Deductible Health Plan this year? How about a wellness program? Voluntary Benefits? Using a simple questionnaire and relying on the experience described above, we'll help you assess your readiness to adopt and implement consumerism strategies.

Carrier Services Audit

Carrier Services Audit - Have you ever wondered if you're receiving the greatest value from your insurance carriers? Would you like to be certain that you are gaining access to all available resources and services provided by your carriers? Mercer has developed a structured process for leveraging the greatest possible services value from carriers and other vendors. This will help you identify potentially lower cost or more effective alternatives.